Our Company Fund Strategy

At Sprich Capital Investment, we make YOUR money work hard for YOU using a dynamic, diversified strategy that’s always in motion.

We pool all capital, yours, our core investors’, and the company's, into a powerful workforce of dollars. Each dollar becomes a “worker,” sent off on carefully chosen assignments: short-term, long-term, low-risk, high-reward. These little employees operate across different roles and divisions, all driving toward one goal: building YOUR wealth.

Think of your money as being distributed into “buckets,” each representing a strategy or project. One of our largest and most proven buckets is Real Estate. When we find the right property, we deploy just the necessary resources, while the rest of your capital keeps working. As projects progress, we reallocate workers as needed, always aiming to keep your money active and multiplying. When a project wraps up, its gains are reinvested into the most productive areas of our portfolio.

With this smart and adaptive system along with two decades of experience, Sprich Capital is able to average out high-yield gains which let us deliver returns that most can’t match. While our pooled funds are in motion and more funding is acquired, with market changes and fluctuations, and various projects coming on and off-line; all returns are funneled back to your account as simple interest. You can see this growth in action with our Investment Calculator.

Below is a general breakdown of how we allocate and manage our investment pool.

While awaiting higher return opportunities, the majority of our funds (25–75%) are "parked" in high-yield peer-to-peer bank networks, along with other passive investments. When not "parked", Sprich Capital diverts a large portion of our funds (30–60%), only withdrawn as needed, to be utilized as active funding for local Real Estate projects, generally lasting 4–6 months, using a proprietary formula to produce high profitability. Once these "working" funds and the project is flipped, the net funds are returned to be "parked" and continues earning passive gains.

By pairing these primary investment methods together, whether the funds are actively working or passively parked, they are always earning, with a consistent flow of gains coming from no less than 30% of the total pool.

A portion of our funding pool (5–10%) is used to provide capital loans for individuals or local businesses. These loans are heavily collateralized, and made under prime+ terms.

Our remaining funds (10–15%) are split across various investment avenues, including hard assets such as tangible property, market equities, precious metals, as well as leverageable equity. These are held both short and long term, with favorable rates, to help provide additional stable and consistent low-flow income.

This fund diversity strategy, combined and gain-averaged, allows Sprich Capital to offer superior returns to low-level Investors in the way of a Savings Note*, borrowing your money on a set interest-only Note, which accrues and pays out quarterly interest, just like a savings account through a traditional bank. This overall strategy is based on how most traditional banking entities operate. Sprich Capital maintains low overhead, keeping most of the gains going into your pocket FIRST vs the traditional banks and their corporate holding entities.

As an additional option, Sprich Capital can also assist you in converting your IRA or other tax-deferred retirement savings into a self-directed IRA, which can then issue the Note described above to earn at a greater rate than most traditional funds. All interest or capital gains earned are taxable annually as any other interest or gains; but using this SD-IRA option, taxes are deferred until they are withdrawn and can be transferred back into a typical IRA at any time.