Our Company Fund Strategy

At Sprich Capital Investment, we make YOUR money work hard for YOU using a dynamic, diversified strategy that’s always in motion.

We pull together all captial; yours, our core Partner's, and the company's into a powerful workforce of dollars. Each dollar becomes a “worker,” sent off on carefully chosen assignments: short-term, long-term, low-risk, high-reward. These little employees operate across different roles and divisions, all driving toward one goal: building YOUR wealth.

Think of your money as being distributed into “buckets,” each representing a strategy or project. One of our most proven buckets is Real Estate. When we find the right property, we deploy just the necessary resources, while the rest of our combined funds keeps working in other areas. As projects progress, we reallocate workers as needed, always aiming to keep your money active and multiplying. When a project wraps up, gains are reintegrated into the most productive areas of our financial ecosystem.

With this smart and adaptive system along with two decades of experience, Sprich Capital is able to average out high-yield gains which let us deliver on high interest borrowing that most others can't match. While our funds are in motion and more funding is acquired, with market changes and fluctuations, and various projects coming on and off-line; all returns are funneled back to your account as simple interest. You can see this growth in action with our Earnings Calculator.

Below is a general breakdown of how we allocate and manage our multi-market hybrid ecosystem.

While awaiting higher return opportunities, the majority of our funds (25–75%) are "parked" in high-yield peer-to-peer bank networks, along with other passive income avenues. When not "parked", Sprich Capital utilizes a large portion of our funds (between 30–60%), only withdrawn as needed for active funding in local Real Estate projects, using a proprietary formula to produce high profitability. Once a project is completed, the net funds are "parked" and continue to earn passive gains.

By pairing these income avenues together, whether the funds are actively working or passively parked, they are always earning, with a consistent flow of gains coming from no less than 30% of the total pool.

A portion of our funds (5–10%) is used to provide capital loans for individuals or local businesses. These loans are heavily collateralized, and made under prime+ terms.

Our remaining funds (10–15%) are split across various profit avenues, including hard assets such as tangible property, market equities, precious metals, as well as leverageable equity. These are held both short and long term, with favorable rates, to help provide additional stable and consistent low-flow income.

This fund diversity ecosystem, combined and gain-averaged, allows Sprich Capital to offer superior interest to captial lenders in the way of a Small Business Loan*, borrowing your money on a set interest-only Note, which accrues and pays out quarterly interest, similar to a savings account through a traditional bank.

This overall strategy is based on how most traditional banking entities operate, we are just cutting out the middleman. Sprich Capital maintains low overhead, utilizing our productivity to put funds into your pocket FIRST vs the traditional banks and their corporate holding entities, which keeps the majority of your funds in their pocket.

As an additional option, Sprich Capital can also assist you in converting your IRA or other tax-deferred retirement savings into a self-directed IRA, which can then issue the Note described above to earn at a greater rate than most traditional funds. All interest earned is taxable annually as any other interest or gains; but using this SD-IRA option, taxes are deferred until they are withdrawn and can be transferred back into a typical IRA at any time.

Sprich Capital is a great fit for people of ALL ages and ALL amounts. Whether you are 2 days old with $200 to grow, 20 years old with $20 a month to save, or 60 years old with $60K and looking to keep your money working while you sit on a beach in retirement… by partnering with Sprich Capital, we can help you plan and achieve your goals for financial freedom and independence!